Boy, how our lives have changed!

Recently there have been calls for changes to our divorce laws, as they no longer relevant to how we live.  Consider these recent changes. At work, the suit is disappearing. We company-hop to get promoted. Jobs are considerably less secure than before and retirement is increasingly moving beyond 65. 

We live on our cellphones, with this device now performing more and more of our daily tasks for us. We are impatient and want things now. Geographical borders have disappeared when it comes to buying things. Money is disappearing, as we live through plastic. House prices have risen dramatically, and we take on significantly higher levels of debt. Cities are growing, and most towns are declining (with exceptions).

We are more connected to others than ever, yet apparently lonelier than ever. In 1991, not quite 70% of kiwis identified themselves as having a religion. Just over 2 decades later, this was down to around 45% in 2013. We have children later in life, with marriage is losing its popularity, same-sex marriage is accepted, single parents are more prolific and blended families very common.

What do these accelerating changes mean to you? They mean that how you live your life now could be totally different from just a few years ago. What does it mean in terms of insurance and investments? It means a lot! When you took out your insurance policies, they were a good fit at the time.

There are more types of policies available now, each one designed to meet these changes to our lifestyles. When we call you to offer a review of your policies, it’s not just a random call. It’s to see if your current policies still fit your circumstances, which we are increasingly finding that they don’t with clients. Call us if you like a review. Our time to do so is no cost to you.