Golden Life Plan & Funeral Fund

One of the services ibg advisors provide is ensuring you, your family and friends are protected from any unwanted or unexpected expenses linked to your death. We can provide you with the peace of mind and security of knowing our financial obligations are provided for. Please speak to an ibg advisor for advice but in general the cover falls under two options.

1. A funeral fund – everyone needs to ensure when they die that their family and friends are not burdened with the funeral costs. Insurance cover for death is available to everyone, no medical questions are asked. This insurance cover pays an agreed lump sum on the death of the insured and provides peace of mind in knowing that the financial burdens are provided for.

2. A golden life plan – an affordable life insurance plan that pays out an agreed lump sum when you die. Its very simple, you select the premium you want to pay, the amount of cover this buys depends on your age. The older you are, the lower the level of insurance your money will buy.  The cost remains the same throughout the term of your insurance. It provides certainty and simplicity. The cash lump sum may be used t pay off short term debt (credit cards) or ongoing debt (mortgage), funeral expenses or the cost of looking after your estate.